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Understand how your benefits may be different under the options provided in the TA.
Section 28 · Retirement
In-depth reading to help you understand your retirement benefits.
Understanding Market-Based Cash Balance Plans (MBCBPs)
The Tentative Agreement includes a Market-Based Cash Balance Plan. Here's how it works.
Supplementary Articles (included in primary article above)
The Company's Role as Fiduciary
What the Company is legally required to do when managing your retirement plan assets.
Comparison of Cash Balance Plans
How the MBCBP differs from a traditional cash balance plan and where the 6.5% projection comes from.
MBCBP Rollover to an IRA or Another Qualified Plan
Options for rolling MBCBP distributions into a Traditional IRA or qualified plan, and when you can do it.
415(b) Limit
How the IRS annual benefit cap works, who it affects, and how the existing 415 Limit Plan covers any excess.
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